What We Cover

The Right Coverage for Every Rig.

Whether you're running solo or managing a fleet, we build policies around how you actually operate — not a one-size-fits-all template.

Select Coverage

Federally Required

Primary Liability

The foundation of every commercial trucking policy. Covers bodily injury and property damage you cause to others while operating your truck.

What's Covered

  • Meets FMCSA minimum requirements for interstate commerce
  • Covers bodily injury to third parties in an at-fault accident
  • Covers property damage to other vehicles, structures, and cargo not in your care
  • Available in limits from $750,000 to $1,000,000+ depending on commodity hauled
  • Required for operating authority (MC number)

Who Needs This

Every owner-operator and fleet running under their own authority. Non-negotiable — you can't legally operate without it.

Get a Quote for Primary Liability

At a Glance

All Coverage Types

Not Sure What You Need?

Tell us about your operation and we'll put together the right coverage — no guesswork, no upselling.